InvestFlow DEMO
Your investments, in plain English
Your Money, Flowing & Growing
How your capital turns into profit — and how that profit compounds into more profit.
on ₹19.35 L capital
When this bar fills, your profits will have matched every rupee of your own capital — the moment your portfolio has "paid for itself."
How your money compoundsSelf-made wealth, the compounding ladder, and how long your money has worked
How much of your wealth is self-made?
Some of what you have is money you put in from your own pocket. The rest is profit your investments earned — money your money made for you. As keeps working, watch the self-made share climb.
29% of your ₹27.25 L today is money your investments earned — not money you contributed.
Your ladder
Read it top to bottom: your original capital earns Level 1 profit; that profit, once reinvested, earns Level 2; and so on. Each rung is profit earned on the rung above it.
How long your money has been working
Time is the quiet engine of — the longer your money stays invested, the more it grows. Here's how long your wealth has been in the market.
In about 8 months, your ₹40,000 first invested in Jul 2026 — now grown to ₹40,000 — reaches its 1-year mark. The longer you stay invested, the harder your money works.
Where your money came fromTrace every rupee back to when, and which investment, it started in
Where your wealth came from — by when you invested
Every rupee here is traced back to the month its original capital first went in. The usually grows into the biggest share — it has had the longest to compound.
32% of your wealth today grew from money you first invested in Jun 2023 — proof that investing earlier turns into more.
Your money's family tree
Money moves between your investments — profit from one is often reinvested into another. Here's where each investment's money ultimately came from, traced back to the original capital that grew it.
Your ₹50,000 first put into Startup ESOP has grown into ₹6.08 L across your whole portfolio — a 12.2× seed.
How your profit flows between investments
Left = where the profit came from · Right = where you reinvested it. Thicker ribbon = more money. This is your profit compounding across investments.
Growth & investment-by-investmentHow your wealth grew over time, and each investment in detail
How it has grown
Each month, stacked: your capital (grey) plus the profit it has earned (green). The green band growing is your money compounding.
Stream by stream
| Investment | Your capital | Profit | Value | Return |
|---|---|---|---|---|
| Rental Flat (Pune) | ₹8 L | ₹75,000 | ₹8.75 L | 9.4% |
| Bluechip Equity Fund | ₹3 L | ₹4.25 L | ₹7.25 L | 141.7% |
| Nifty 50 Index Fund | ₹3.1 L | ₹1.35 L | ₹4.45 L | 43.5% |
| Corporate Fixed Deposit | ₹2 L | ₹0 | ₹2 L | 0% |
| Sovereign Gold ETF | ₹1.5 L | ₹25,000 | ₹1.75 L | 16.7% |
| Emerging Small-cap Fund | ₹1.25 L | ₹30,000incl. ₹15,000 loss | ₹1.55 L | 24% |
| Startup ESOP | ₹50,000 | ₹1 L | ₹1.5 L | 200% |
Where your profit flows
Tax — hold longer, pay lessWhen your capital-gains holdings qualify for the lower long-term rate
Tax view — hold longer, pay less
For the investments you've marked as shares, equity funds or property, holding past a threshold means gains are taxed at the lower long-term rate ( rules). Here's where each stands.
₹24.2 L of these holdings would already be taxed at the lower long-term rate if sold today; ₹1.05 L is still short-term.