InvestFlow DEMO

Your investments, in plain English

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You're exploring a sample portfolio. Every figure here belongs to a made-up investor — it shows what InvestFlow reveals once it's tracking real money: your true profit, compounding, benchmark and more. Create your free account →

Your Money, Flowing & Growing

How your capital turns into profit — and how that profit compounds into more profit.

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40.8%
₹7.9 L profit
on ₹19.35 L capital
100%

When this bar fills, your profits will have matched every rupee of your own capital — the moment your portfolio has "paid for itself."

₹19.35 L
The money you put in from your income
₹7.9 L
All profit, including compounded — losses removed
₹27.25 L
Capital + all profit still at work
40.8%
Profit as a share of your capital
How your money compoundsSelf-made wealth, the compounding ladder, and how long your money has worked

How much of your wealth is self-made?

Some of what you have is money you put in from your own pocket. The rest is profit your investments earned — money your money made for you. As keeps working, watch the self-made share climb.

29%
71%
₹7.9 LMoney your money made
₹19.35 LCapital you put in

29% of your ₹27.25 L today is money your investments earned — not money you contributed.

Your ladder

Read it top to bottom: your original capital earns Level 1 profit; that profit, once reinvested, earns Level 2; and so on. Each rung is profit earned on the rung above it.

Original capitalThe money you put in
₹19.35 L
Level 1Profit earned on your original capital
₹6.45 L
Level 2Profit earned on that profit
₹1.33 L
Level 3Profit earned on profit-on-profit
₹11,653
Level 4Profit 4 levels deep
₹281

How long your money has been working

Time is the quiet engine of — the longer your money stays invested, the more it grows. Here's how long your wealth has been in the market.

3.2 years
average time your money has been invested
Under 6 months
₹40,0001%
1–2 years
₹1.67 L6%
2 years+
₹25.18 L92%

In about 8 months, your ₹40,000 first invested in Jul 2026 — now grown to ₹40,000 — reaches its 1-year mark. The longer you stay invested, the harder your money works.

Where your money came fromTrace every rupee back to when, and which investment, it started in

Where your wealth came from — by when you invested

Every rupee here is traced back to the month its original capital first went in. The usually grows into the biggest share — it has had the longest to compound.

Apr 2023
₹8.08 L30%
May 2023
₹2.59 L10%
Jun 2023
₹8.75 L32%
Sep 2023
₹1.75 L6%
Jan 2024
₹3.16 L12%
Jun 2024
₹85,0003%
Mar 2025
₹1.07 L4%
Nov 2025
₹60,0002%
Jul 2026
₹40,0001%

32% of your wealth today grew from money you first invested in Jun 2023 — proof that investing earlier turns into more.

Your money's family tree

Money moves between your investments — profit from one is often reinvested into another. Here's where each investment's money ultimately came from, traced back to the original capital that grew it.

Your ₹50,000 first put into Startup ESOP has grown into ₹6.08 L across your whole portfolio — a 12.2× seed.

Bluechip Equity Fund₹7.25 L
Startup ESOP ₹3.65 LYour own capital ₹3.6 L
Nifty 50 Index Fund₹4.45 L
Your own capital ₹3.68 LStartup ESOP ₹72,998Bluechip Equity Fund ₹4,103
Emerging Small-cap Fund₹1.55 L
Your own capital ₹1.25 LStartup ESOP ₹20,657Nifty 50 Index Fund ₹8,182Bluechip Equity Fund ₹1,161

How your profit flows between investments

Left = where the profit came from · Right = where you reinvested it. Thicker ribbon = more money. This is your profit compounding across investments.

Startup ESOPBluechip Equity FundNifty 50 Index FundBluechip Equity FundNifty 50 Index FundEmerging Small-cap …
Total profit reinvested across investments: ₹4.6 L
Growth & investment-by-investmentHow your wealth grew over time, and each investment in detail

How it has grown

Each month, stacked: your capital (grey) plus the profit it has earned (green). The green band growing is your money compounding.

₹0₹7.5 L₹15 L₹22.5 L₹30 LApr2023MayJunJulAugSepOctJanFebMarMayJunAugSepNovJanFebMarMayJunAugNovFebMayJul2026
Profit earnedYour capital

Stream by stream

InvestmentYour capitalProfitValueReturn
Rental Flat (Pune)₹8 L₹75,000₹8.75 L9.4%
Bluechip Equity Fund₹3 L₹4.25 L₹7.25 L141.7%
Nifty 50 Index Fund₹3.1 L₹1.35 L₹4.45 L43.5%
Corporate Fixed Deposit₹2 L₹0₹2 L0%
Sovereign Gold ETF₹1.5 L₹25,000₹1.75 L16.7%
Emerging Small-cap Fund₹1.25 L₹30,000incl. ₹15,000 loss₹1.55 L24%
Startup ESOP₹50,000₹1 L₹1.5 L200%

Where your profit flows

₹7.9 L
Still invested & compounding
₹4.6 L
Reinvested into other segments
₹0
Taken out (for expenses)
₹15,000
Lost / written off
Tax — hold longer, pay lessWhen your capital-gains holdings qualify for the lower long-term rate

Tax view — hold longer, pay less

For the investments you've marked as shares, equity funds or property, holding past a threshold means gains are taxed at the lower long-term rate ( rules). Here's where each stands.

₹24.2 L of these holdings would already be taxed at the lower long-term rate if sold today; ₹1.05 L is still short-term.

Rental Flat (Pune)₹8.75 L
Long-term ✓
Bluechip Equity Fund₹7.25 L
Long-term ✓
Nifty 50 Index Fund₹4.45 L
Long-term Nov 2026 (soon)
Sovereign Gold ETF₹1.75 L
Long-term ✓
Emerging Small-cap Fund₹1.55 L
Long-term Jul 2027 (in ~8 mo)
Startup ESOP₹1.5 L
Long-term ✓
Not tax advice. Holding-period thresholds and tax rates vary by asset, your income and the year's rules, and are based on the dates you invested. Please confirm with a qualified CA before acting. Update an investment's type in Settings.
InvestFlow Insights organises the figures you entered into InvestFlow. It is not investment advice. Every number reflects only what you recorded; please consult a qualified adviser before investing.

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